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Golden Shield
Senior Citizen Health Insurance

✅Our senior citizen health insurance policy – Golden Shield – is a specially curated product that caters to the healthcare needs of individuals aged 56 yrs. and above. Like a regular Mediclaim policy, Golden Shield covers unforeseen medical expenses resulting from hospitalisation, health check-ups, day-care procedures and ambulance usage.

✅Our Golden shield Policy provides extensive coverage at an affordable premium. Facilities like a high sum insured, annual health check-up, and cashless treatment across a vast hospital network make such a plan reliable.

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Sample Form

No Upper Age Limit

Free Health Check-up

Road & Ambulance Cover

✅Hospitalisation
Expenses occurring due to illness or accidental injuries. It includes room rent, doctor's fees, ICU charges, nurse’s charges, medicines and drug costs.
✅Day care treatments
Expenses incurred for medical surgeries and procedures requiring less than 24 hours of hospitalisation, such as radiotherapy, chemotherapy, dialysis etc.
✅Modern treatments
Expenses incurred for modern treatments such as immunotherapy, stem cell therapy, robotic surgeries and balloon sinuplasty
✅Pre & post hospitalisation
Pre-hospitalisation expenses of up to 30 days & post-hospitalisation expenses of up to 7% of hospitalisation expenses.
✅Donor expenses
In-patient hospitalisation expenses for an organ donor (if required).
✅Domiciliary hospitalisation & home care treatment
Costs incurred for domiciliary care, i.e., the insured person's treatment at his/her home as well as home care treatment prescribed by a doctor
✅AYUSH treatment
Expenses incurred for AYUSH (Ayurvedic, Yoga and Naturopathy, Unani, Siddha, and Homeopathic) treatment at a recognised hospital or institute.
✅Ambulance coverage
Road ambulance and air ambulance charges for transportation to the nearest hospital.
✅Reset Benefit
100% unlimited reset of Annual Sum insured in a policy year.
✅Cumulative Bonus
10% cumulative bonus of the Annual Sum insured at the end of each policy year for a claim-free year

✅Optional covers (available at additional premium)
1. Claim protector
2. Modification of base co-payment
3. Voluntary deductible
4. Care management program
- Tele consultation(s)
- Second e-opinion for critical illness
- Diet and nutrition e-consultation
- E-counselling
- Care calls
- Goal based incentives on outcome of preventive health check-up
- Participation in yoga/meditation sessions/ completion of targeted steps
- Medical vault
- Health assistance (HAT)
- Ambulance assistance
- Discounts on services/products

5. Care management plus program

- Health care professional
- Update to family members
- Out-patient consultations
- Routine diagnostics and minor procedure cover
- Pharmacy cover
- Nursing at home

GOLDEN SHIELD BROCHURE.pdf

🏥You can download the claim form here, fill all the fields correctly and completely, and send it along with self-attested original supporting documents at:

ICICI Lombard Healthcare, 1st, 4th, 5th & 6th Floor, Varun Towers II, Opp Hyderabad Public School, Begumpet, Hyderabad 500016, Telangana.

♟️You can see a sample claim form here to help you fill your form correctly. (Sample Form)

Please be rest assured, we are committed to settle your claim within 14 working days from receipt of all supporting documents along with completely filled claim form.

Gently reminding, you may have to pay for the non-medical expenses which are not covered in your policy.

Your claim settlement amount will be credited to your bank account via NEFT as per the details shared by you in the claim form.

Happy to share, you can now check real time status of your claim through IL TakeCare app or on WhatsApp by sending ‘Hi’ on 773 8282 666. To receive timely updates of your claim make sure you have provided the correct phone number and email ID

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Golden ShieldSenior Citizen Health Insurance

Golden Shield
Senior Citizen Health Insurance